pliz help me i dont know ow write business memo pliz help me answer question fully

you are a senior credit analyst for  company y .The president of x company has asked for a loan of $2500000 and ther acountant has sent you a current statement of financial position and statement of comprehensive income . company x has had a moderate income for the past three years bt has found itself short of money therefore asking for the loan..a statement of cash flows wasnt sent . write a detailed memo to the president of company x convincing him that a statement of cash flow is essential for you the senior credit analyst of company y to properly evaluate company x application for the loan. atleast 1500 words